Pierce Financial Planning, Inc. is a financial planning and registered investment advisory firm in Lexington Kentucky - convenient to the Central Kentucky area. We work solely for our clients: as fee-only advisors, all potential conflicts of interest regarding compensation are removed.

Pierce Financial Planning, Inc. offers services in a wide range of financial topics to individuals and families. Clients' engagements vary in scope from one time questions to larger, more comprehensive projects. Whatever the need, the client controls the services and costs at Pierce Financial Planning, Inc. It is important to remember that financial planning is a life long endeavor and the best time to start is today.

Your financial goals may not change as you get older, but your ability to reach those goals will get harder with every passing day.

Here is a sample of issue clients enlist us for help:

  • Retirement - Can I retire and live the lifestyle I desire?
  • Investments - Are my investments allocated properly for my goals?
  • Education - Am I saving enough? What other sources are available?
  • Cash flow - Should any extra income go towards debt or savings?
  • Cash flow - I earn a good salary, but I always run out of money before I run out of month-where is it going?
  • Debt - Is a consolidation loan a good strategy?
  • Insurance - Do I need it? How much? What kind?
  • Estate planning - Do I really need a Will? What other documents are appropriate for me?
  • Estate planning - What taxes if any apply to me?
  • Employee benefits - Am I taking advantage of the right ones?
  • Taxes - Can I minimize the taxes I pay?

To help you reach these important goals, our services include:

Personal Financial Planning
Retirement Planning Strategies
Cash Flow Spending Plan
College Funding Advice
Stock Option Advice
Lump Sum Distribution Advice
Ongoing Asset Management
Life and Disability Insurance Needs Analysis
Second Opinion on Investments or Current Financial Plan
Financial Seminars for Military, Church and Civic Groups
Corporate Employee Financial Education - Seminars on 401(k)s, Employee Benefits, etc.